No Interest Loans (NILs)

No Interest Loans are available up to $2000 for essential goods and services including:

  • Household essentials
  • Car repair and registration
  • Medical and dental
  • Technology
  • Housing
  • Education.

There are rules about who can apply for these loans.

No Interest Loans (NILs) - Good Shepherd

NILs help you manage your money and you only pay back what you borrow, nothing more.

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If you have delays or problems with NILs:

Good Shepherd works with community organisations to help run NILs on behalf of the Department of Human Services. The application and assessment processes are completely separate from the Department.

If you have any questions or feedback about NILs, please contact the organisation you applied through.

Page last updated 4 June 2024